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Annuities
Establishing individual retirement arrangements funded by annuities is easy for small business owners. It may also help you and your employees achieve your retirement savings objectives.
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Disability Income Insurance
Disability income insurance can replace a portion of an employee’s earnings in the event of a disability. It can also help protect an employee’s ability to save for retirement.
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Life Insurance
Learn how life insurance can supplement* your employees’ retirement strategy that can help align with the goals of their golden years
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Long Term Care Insurance
Long term care insurance helps protect an employee’s assets and retirement plan, and is part of a complete financial strategy.
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Retirement Plans
Reward and attract talent to your company by helping them prepare for retirement. Our wide range of group retirement products and services can help you maintain a long-term retirement strategy.
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Terminal Funding Annuity Contracts
Purchase a terminal funding contract to provide your employees the benefits earned from a terminating qualified defined benefit pension plan.
*Distributions under the policy (including cash dividends and partial/full surrenders) are not subject to taxation up to the amount paid into the policy (the cost basis). If the policy is a Modified Endowment Contract, policy loans and/or distributions are taxable to the extent of gain and are subject to a 10% tax penalty. Access to cash values through borrowing or partial surrenders can reduce the policy’s cash value and death benefit, increase the chance the policy will lapse, and may result in a tax liability if the policy terminates before the death of the insured.
